Beware the poor credit score that could be an own goal if you want a loan

As Barclaycard offers its customers free credit checks, we look at what your rating means to you - and to lenders It's the number you need for a happy and fulfilled life - financially speaking. It could be the difference between getting a great mortgage deal or the best personal loan rate - or spending your life renting. It might even be the number that gets you a hot date or a partner for life. Notch up a credit score of 961 or better and you are in the "excellent" category, according to Experi...